Employee banking and investing

Whether they’re just starting out or dealing with the more complex needs of a C-Level executive, your employees will have local access to personal help from our team of professionals, no matter where they live and work. From Bank of America's saving and spending tools, to investing solutions powered by Merrill, we provide tangible ways to help your employees maximize their retirement benefits and provide a personalized view of their financial strategy.


How we make it happen

Special benefits

Delivering a suite of fee waivers on select banking services to employees with a payroll direct deposit into a qualifying Bank of America checking or savings account.1


  • Relationship pricing
  • Employee mortgage program1
  • More benefits with enrollment in our Preferred Rewards program2
  • High-tech / high-touch engagement


Financial education through Better Money Habits®


  • Engaging online education in partnership with Khan Academy3
  • Versatile tools and calculators to help your employees spend smarter and save more
  • Workshop formats for on-site and virtual engagement with a local specialist


Simplified implementation


  • No technology development
  • No firm-to-firm data transfer
  • No program cost for employer
  • No exclusivity arrangement
Woman smiling picking flowers

Life Priorities

Your employees' financial life is not just about markets and returns. It's about their life and family, and their priorities at every stage of life—the moments that matter most throughout every stage of their lives. We help make financial wellness personal and actionable through the lens of what's most important to employees.

Find out how we can help. Connect with us.

See how our banking with Bank of America and investing with Merrill can help empower your employees.

1Banking and mortgage products are offered by Bank of America, N.A., and affiliated banks, Members FDIC and wholly owned subsidiaries of BofA Corp. Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.

2Preferred Rewards is not exclusive to this employee benefits program. Please see “Preferred Rewards disclosures and information” at the end of this presentation.

3Khan Academy is not an affiliate of Bank of America Corporation. This material does not take into account employees' objectives or financial situations and is not intended as a recommendation, offer, or solicitation for the purchase or sales of any security, financial instrument, or strategy. Before acting on any information in this material, employees should consider whether it is in their best interest based on their particular circumstances and, if necessary, seek professional advice. Khan Academy is a registered trademark of Khan Academy, Inc. and is used by Bank of America pursuant to a license.