Why our benefits programs

It’s our mission to help make financial lives better for the organizations we serve and the people who work for them. By harnessing the power and breadth of our organization's resources, we’re able to provide a comprehensive benefits program from everyday banking1 to retirement solutions2 designed to meet the near-and long-term needs of employees.

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Our approach

With our deep understanding of how finances connect to all facets of people’s lives, we deliver a human experience that comes from knowing what matters most. We take the time to truly get to know our clients, so we can help you address their unique needs and challenges.

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Experience and insights

Insights from proprietary research and strategic partnerships help us better understand the complexity of employee needs and inform how we provide comprehensive workplace benefits. By understanding what trends, life stage elements and other factors affect employees, we can better support you and your employees with an informed and integrated approach, making benefits personal and actionable.

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Holistic focus

Your employees need a solution connected to all areas of their financial lives. With Financial Life Benefits™, an integrated solution from banking1 to health savings1 and retirement2, employees can manage their financial life in one place. Our employee benefits programs are designed to make financial wellness a way of life by helping you educate, guide and support your employees in and beyond the workplace.

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Leadership

We lay the groundwork in many areas that are truly leading the industry and informing public policy—which means that our research and insights allow us to shift, anticipate and lead. A forward-thinking, agile mindset propels our commitment to innovation. We provide sophisticated and continuous cyber security and data protection protocols.

Insights that matter

We offer valuable, research-driven insights to help you meet your employees' needs and your business objectives. Check out our latest findings below.

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2020 Workplace Benefits Report

We are committed to understanding how employees think about their finances and how employers can help support their path to financial wellness.

Contact a team member today

Let us help you differentiate your business and empower your employees to take control of their full financial lives.

1Bank products are available from Bank of America, N.A., and affiliated banks.

2Investment products are available from Merrill Lynch, Pierce, Fenner & Smith Incorporated.