In an increasingly complex marketplace and regulatory environment, you need to understand your cash positions and requirements. Our experienced specialists work with you to understand your needs and provide insights and solutions to help you reach your global and local objectives.
The ability to view global balances and transactional information is critical to day-to-day cash flow management, along with effective forecasting, segmentation and optimizing yield potential2. Our liquidity specialists can help you design account structures that achieve your unique regional needs while enhancing visibility globally.
CashPro® Online enables access to virtually all of your liquidity and investment tools with a single sign-on.
- Gain real-time access to account balances and transaction data with a full range of standard and customizable reports with CashPro® Information reporting
- Improve cash positioning with CashPro Accelerate®, our enhanced solution that leverages Microsoft® Excel and XML technology
- Manage your investments more effectively with extensive research tools and reporting capabilities through CashPro® Invest2
Concentrate cash and move funds across borders
Whether you need to physically or notionally consolidate cash across borders or optimize return potential, our award-winning, proprietary Global Liquidity Platform scales with your needs and enables you to quickly move funds wherever you need them.
Navigate changing markets and regulations
As markets, economies and regulations evolve, you want timely insights to better understand the local and global impacts on your business. Our specialists help you take a more strategic approach to cash flow management and investments to minimize risks and take advantage of new opportunities.
- Establish account structures to assist you in accommodating local legal and regulatory regimes1
- Benefit from currency deregulation in Asia
- Understand impacts of new regulation, including money market mutual fund reform, Basel III and Dodd-Frank
Expand your yield options
Your portfolio objectives of stability, liquidity and yield through changing markets and regulations can benefit from insightful ideas and integrated solutions. Our consultative, highly experienced investment specialists are your source for self-directed investments2.
^The alternatives listed above are for illustrative purposes and do not constitute investment advice. Securities products are provided through Merrill Lynch, Pierce, Fenner & Smith (“MLPF&S"), a broker-dealer subsidiary of Bank of America Corporation and a Member of SIPC. Certain products and services are provided by Bank of America, N.A., a national banking subsidiary of Bank of America Corporation.
1Bank of America Merrill Lynch does not provide tax or legal advice.
2Securities products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S), a broker/dealer subsidiary of Bank of America Corporation and a member of SIPC. Non-securities products (including deposit products) and services are offered by Bank of America, N.A., a national banking subsidiary of Bank of America Corporation.
An investment in money market mutual funds is not insured or guaranteed by Bank of America, N.A. or its affiliates, or by the Federal Deposit Insurance Corporation or any other government agency. Although money market mutual funds seek to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in money market mutual funds.
The value of investments and the income derived from them may go down as well as up and you may not get your original investment back. The level of yield may be subject to fluctuation and is not guaranteed. Where applicable, changes in rates of exchange between currencies may cause the value of investments to decrease or increase.
Repurchase Agreements are not deposits, are not insured or guaranteed by the United States Government, the Federal Deposit Insurance Corporation (FDIC) or any other government agency, and involve risks, including the loss of principal. Repurchase Agreements are based on underlying securities that may be direct obligations of, or guaranteed by, Government Sponsored Enterprises (e.g., FNMA and FHLMC), the U.S. government or agency thereof.
Demand Deposit Accounts – Available in select areas. For further details, refer to Deposit Agreement and Disclosures at:
Money Market Deposit Account - MMDA accounts are subject to Regulation D. Compensation on these accounts is paid monthly. MMDA accounts are limited to six transactions per month. If you frequently exceed the transaction limits, or exceed them on more than an occasional basis, we may revoke your privileges on that account or convert it to another type of account.
Some products and services may not be available in all jurisdictions or to all clients and are subject to change without notice.